Top 10 Banks in Nepal : Banking Nepal

Sep Thu 2023 03:14:38

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Top 10  Banks in Nepal : Banking Nepal

There are 26 commercial banks listed in NEPSE. We have collected data from the Top 10 Commercial banks in Nepal. We comparisons of Commercial banks based on Paid-Up capital, Reserve, NPL, CD Ratio, and net profit. The Banking currency consisted Until the year 1980 AD the banking sector in the nation was owned by the government It was until 1984 AD the private and foreign banking industry was established in Nepal. Here, we have collected the top ten listings of the Grade ‘A’ Banks of Nepal according to the total paid-up capital.

Global IME Bank, the largest in terms of paid-up capital, has earned 4.35 billion. Similarly, Nepal Investment Mega Bank, the second largest bank based on paid-up capital, has earned 3.4 billion. Nabil, the third largest bank based on paid-up capital, has earned 5.11 billion.

Paid up Capital

S.N

 Companies 
Symbol
Paid up capital   ( Arba)
1  Global IME Bank Ltd 
 GBIME
 35.77
2Nepal Investment Mega Bank Ltd
NIMB  
  34.13
3Nabil bank Limited
  NABIL
 27.06
4Kumari Bank Ltd
KBL 
  26.23
5Prabhu Bank Ltd 
PRVU
 23.54
6Himalayan Bank LtdHBL34
7Prime Commercial Bank Ltd
PCBL 
19.40
8Agricultural Development Bank ltd 
ADBL  
18.88
9 NMB Bank Ltd
  NMB
 18.37
10Rastriya Banijya Bank Ltd 
 RBB
 15.64
11Nepal Bank Ltd   
NBL 
14.69
12Laxmi Sunrise Bank LtdLAXMISUNRISE

Global IME Bank Ltd. : Global IME Bank was founded after the successful merging of ‘Global Bank Ltd’, ‘IME Financial Institution’ and ‘Lord Buddha Finance Ltd’ in the year 2012. Global Bank was the founding base for the Global IME bank which was established in 2007 with the largest capital of that time amounting to 1.0 billion NPR. The Chairman, Mr. Chandra Prasad Dhakal along with the decorated team of the Board of Directors takes their mission to gain a significant market share by providing high-quality products and services to customers, as well as innovative business solutions. The bank aims to become “The Bank for All” by providing the economy with the required impetus through world-class banking services.

Earning Per Share (EPS)

Generally, higher EPS indicates higher profitability. There is no such standard value of EPS that separates higher and lesser profitability. However, in the case of the Nepalese capital market, if the EPS of a company is greater than 20, then it can be considered a profitable company. Earnings Per Share (EPS) Of 26 Commercial Banks In Nepal- Fiscal Year 2078/79. Earnings Per Share, EPS(Rs.) From the table above, we see that NIC Asia Bank (NICA) has the highest Earnings Per Share (EPS) of Rs 46.29 among the commercial banks in Nepal.

S.N

 Companies 
Symbol
Paid up capital( Arba)
1 NIC Asia Bank Ltd 
  NICA 
46.29
2Standard Chartered Bank Ltd 
SCB 
36.91
3Everest Bank Ltd 
EBL 
30.74
4Rastriya Banijya Bank ltd
RBB 
30.50
5Nabil Bank Ltd 
NABIL 
25.21
6Nepal SBI Bank Ltd 
SBI 
23.76
7NMB Babk Ltd
NMB
 19.47
8Sanima Bank Ltd
SANIMA 
18.32
9 Machhapuchhare Bank Ltd
 MBL
17.57
10Prime Commercial Bank  Ltd 
 PCBL 
16.96

Reserve and Surplus

Reserves and surplus are the totals of the earnings that are maintained and then reported as a part of the equity of shareholders and set aside by the business for particular objectives. For example, paying legal settlements, purchasing fixed assets, paying dividends, repaying debts, etc. According to the Current Macroeconomic and Financial Situation report released by the Nepal Rastra Bank, during the eleven months of the fiscal year 2022-23 (July 17, 2022 - July 16, 2023), the BoP remained at a surplus of Rs. 228.98 billion. With the introduction of the merger by-laws, the number of banks and financial institutions (BFIs) has gradually declined in Nepal. Until the end of Ashad, 2080 BS, the number of Banks and Financial Institutions has declined to 126. 

S.N

 Companies 
Symbol
Paid up capital( Arba)
1Nabil bank Ltd 
 NABIL 
27.35
2Standard Chartered Bank Ltd 
SCB
22.82
3Nepal Bank Ltd 
NBL 
20.86
4Global IME Bank Ltd
GBIME
 20.03
5Rastriya Banjiya Bank Ltd 
 RBB 
19.60
6NIC Asia Bank Ltd
NICA 
23.76
7Agricultural Development Bank Ltd
 ADBL 
13.76
8 Everest Bank Ltd
EBL
 13.46
9 Himalayan Bank Ltd
HBL 
12.16
10 Kumari Bank Ltd 
KBL 
10.57

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